Aug 6, 2019

This guide will teach you many of the ways of making enough money to start your own kingdom in A Clash of Kings 7.1 for Mount and Blade: Warband.

Intro to Money: Why You Need $?

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In ACOK, I find the limiting factor in success is primarily income. You need money to pay your troops, buy new ones, buy food, buy armor for your poor pathetic companions, and ultimately to buy Champion Plated Warhorses for your elite lvl 50 companions. For me, going bankrupt ends in me reverting to a previous save. I personally found ACOK to be EXTREMELY difficult in the early game, and that's one every easy mode (1/4 damage, 1/2 damage to allies, poor AI combat, etc.).
In this guide, I will teach you about many of the ways to make money in ACOK in order to be successful and dominate Westeros and Essos.

Your Character

If you have a character you like from a previous build of ACOK, go ahead and import. I won't judge you.
If you're new to the game, then I will do my best to advise character creation to make the game (slightly) easier.
Once you create your bearded, scarred, big-nosed lump of brawn (or Bronn ;), you need to create a backstory and stats. The most important stat to me is STRENGTH. That means you were the son of a noble, a noble in training, a squire, and you're setting out for personal revenge (I think). Your starting strength should be ~11, riding should be 5, and you get a horse.
When investing starting stats, max out strength. Next, max out melee strike damage. After that, shield (up to 3 eventually). The rest (a point or two) maybe athletics so you can run backwards without falling over as often.
Starting Out: A Hat, a Coat, and a Sword
So now you have your backstory and a horse. Great! Now get mobbed by bandits while you have low armor. As a default, I suggest stabbing the head when you have a weak weapon and a better-armored enemy.
Talk to the merchant, get a pile of quests, and wish him well. Promptly ignore the quests unless you're suicidal. Check the tavern before you leave the Weeping Town and grab Brynden Storm. He'll be your medic. Create a new battle group called 'Non-combat' or something, and at the beginning of every battle, tell him to retreat. That way, after the battle, more of your troops will be alive (surgery trait) and you'll get health back. Plan on putting Maron, Berenger, and Arratos into the non-combat group. Saathos and Serol if you can tolerate their rebelliousness also shouldn't fight.
With your starting money, you need enough armor and a weapon to win tournaments. Make sure you have enough strength for any given weapon. Halberd is my favorite (reach and piercing damage), two-handed mace is find (blunt damage), or you can actually get by with your starting shield and a slightly better sword (arming sword) if you're ok with stabbing people in the head.
For armor, you want the best value. Pig/sallet/armet helmets (55 armor), plated gauntlets (15?), and plated boots (16 armor?) are good value. For body armor, something like plated chainmail is fine. Buy body armor last so you don't overspend.
Your starting shield is good enough. You want to hit first anyways.

Chapter 1: Bandits and Tournaments

There are a few ways of making money early, but only one good one.
You could fight bandits, escaped slaves, outlaws, etc. Make sure you save first and having enough soldiers to win. Early fights when you have bad stats and no money are difficult. I advise against this.
Missions pay terribly. You might travel to 15 different villages to collect 4-5 cattle and you get paid in wool. I advise against this.
Selling your body isn't bad. If you want to go join Tywin Lannister's retinue, go for it. While you're in retinue, you can't access your companions, but they cloth you and pay you a bit. It's fine, it's safe.
The way to make money is tournaments. All tournaments are now one-on-one pools, and you often lose a battle and still win the tournament. If you bet the full $500 on yourself, you can make $6500 when you win, plus $200 for winning, PLUS sometimes a weapon or a horse or EVEN MORE money. Again, this is per tournament. Talk to the arena guy during the daytime to find out where tournaments are. Avoid mean-spirited people along the way, and fight in tournaments. If you keep losing, read the next paragraph.
After you win a tournament, you have a little bit of money. Keep traveling between tournaments, and check each tavern for companions. In tournaments, you'll be fighting your companions. So if you have 7 companions, you'll only be fighting your poor companions if you're a jerk, take their weapons away before the fight. You're a bad person. Really, you should win anyways because of their low starting stats.
Mount And Blade Warband Merchant Ledger

As you make money and accumulate companions, it's OK to take the occasional battle with bandits. Use their looted gear to equip your companions. As your combat capable companions (not Brynden, etc.) gain experience, they can become your best troops. Garrett, Lyneria, Titus, and Roderick are archers. All others can be trained as heavy cavalry. Ideally, I give them war mace, shield, and a two-handed mace for fighting on foot, but don't spend much money on them.
When you have >10k gold (so basically 2 tournaments), go to Chapter 2.

Chapter 2: A Machine for Capitalist Pigs

Ever heard how you need to have money to make money? That's about to come into play.
In each town, you can build one (1) productive enterprise. Talk to the guild master, and as long as you didn't do anything STUPID, he'll let you invest. Again, in ACOK 7.1, relation of 0 is enough to build.
Go to King's Landing, and build a Velvet factory for 10k. You can look at the different prices, but this should be a safe-ish investment. The guild master should predict ~500/month. If there's a better offer you can take it, but Velvet is usually fine.
Once you have your first factory, you have an income. Congratulations! You can now afford to pay your companions and feed them uncooked wheat. Hey, one step at a time right?
Keep traveling between towns and fight in tournaments. In each town in Westeros, build the best-paying factory/enterprise. It's often velvet. Just pay top dollar for whatever pays the most. I'll pay 10k for 500/month before I'll pay 5k for 400/month. It's a long game, and enterprises are relatively reliable. They'll make you enough money to cover feeding your army and upkeep for a cheap army.
Once you have a productive enterprise in almost every town (literally every town), go to Chapter 3. You want every single town covered because later, when you're at war, you won't get money from businesses in enemy towns.

Chapter 3: Battle on a Budget

Now you should be makings at least 5k/month from your enterprises. You can start recruiting an army. You want to hit >100 troops with >20 heavy knights and still make 1-2k profit/month.
Army recruitment involves some personal preference, but I'll give you my thoughts and rationale. I spent my first 10h of ACOK 6.2 fighting the Reach and getting my ♥ kicked. I couldn't get through their heavy armor. Most troops in the game have Strike of 2 and non-armor-piercing weapons. They can't get through Reachman armor either. Therefore, I recruit from the Reach.
First, get ~20 Reachman pikes for small skirmishes. At the beginning of a battle, enemy cavalry will charge. Fight them off with your companions. If you just go around killing horses and let your companions finish off the dehorsed enemy, that's fine. Once they're no longer a threat, use the pikes to hold the enemy infantry while you and your companion cavalry go around the flank and crush the archers. Once the archers are gone, help out your pikemen. If you don't think your pikes will last that long, flank and save the pikem